Welcome to our Mini-Site!

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Welcome to our mini-website for Oregon consumer law. The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm with offices in Oregon and Washington. To visit our firm’s main website, visit www.baxterlaw.com.

The Oregon consumer protection lawyers of the Consumer Litigation Group represent individuals in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The Portland Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy attorneys, Oregon City bankruptcy attorneys, and Vancouver Washington bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcy. Our mission of committed and zealous consumer advocacy is unrivaled, and our track record of excellence and professionalism is recognized nationwide.

This site includes an aggregation of news stories about business, finance, and politics that bears upon our consumer protection and bankruptcy practice. We hope you will find the stories interesting and useful. For more information about our firm, please visit our main website at www.baxterlaw.com.

“We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”

Ordering Your Free Annual Credit Report

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Ordering Your Free Annual Credit Report
Posted Tue, 11/01/2005 – 01:00 by jbaxter

Under the Fair and Accurate Credit Transactions Act (FACTA), you are entitled to a free copy of your credit report each year. If you have been denied credit, you are also entitled to a free copy of your credit report.

While it is possible to access your credit report online, some credit reporting companies require consumers to give up important rights in order to access their credit report through their website. Also, it can be confusing navigating the many links to purchase services that you do not necessarily need. A better way is to request it by mail.

Consumers can request their free annual credit report by writing to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The request form is available at the annualcreditreport.com website.

Romney’s Unlikely And Persuasive Defense Of The ‘Individual Mandate’

Mitt Romney offered a vigorous defense Thursday night of Massachusetts' decision to mandate that nearly every resident either have health insurance or pay a tax penalty. In fact, some say it was the best defense of the individual mandate made by any candidate — including the president — so far this election cycle.

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Stem Cell Eye Therapy Shows Promise

Reporting inThe Lancet, researchers write that a preliminary study shows embryonic stem cell therapy in two patients with macular degeneration was safe. Results suggest the patients' vision improved slightly. Dr. Robert Lanza, Chief Scientific Officer of Advanced Cell Technology and co-author of the study, discusses the trial.

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Correction: Pay reduction

Pay reduction: A Thursday story said the Vancouver school district suspended paid training for principals to achieve a 1.9 percent pay cut mandated by the legislature. The loss of paid training equals a 3 percent cut, which is the mandated reduction for administrators. Also, while a 1.9 percent pay reduction to teachers enacted last fall is the equivalent of three days’ pay, the reduction was realized through cuts in paid training days and other measures.
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